Purchasing a boat is a large investment you shouldn't take lightly. To protect this investment, you should consider getting boat insurance so that you're ready for whatever comes your way out on the waters. Choosing the right policy doesn't have to be too difficult thanks to these tips. 1. Ensure You Get Enough Coverage  In terms of boat insurance, there are different coverage amounts you can select. It's important to get this amount right so that your boat is fully covered should something happen to it, whether it collides against a pier or suffers damage from weather.